Let’s face it, if you own a car these days getting insurance is a tricky affair. But bad driver car insurance is even more tricky. This is because insurance companies are always afraid (for obvious reasons) of insurance anyone that has been labeled a ‘bad driver’. Well, don’t fret, because in this article I am going to reveal 3 simple yet effective ways to get dirt cheap rates no matter how bad a driver you are – seriously…
Young Driver Car Insurance Sticker Shock!
Unless they are insurance agents, most parents are stunned when their teenager starts to drive. They are shocked because of the price of car insurance, which may be triple that of the experienced drivers. This is because the student driver does not have their own driving history, and so insurance companies lump student drivers together with other drivers their age. This group, traditionally, experiences a high accident rate, and young males are hit even harder than young females.
If you have been looking around, you would have discovered that a young driver car insurance plan is usually more expensive than the general car insurance for an experienced adult driver. This is the result of the common view that insurance companies have of young drivers. They view young drivers as those with higher risks since they are inexperience and are thus more likely to get involved in car accidents than an experience adult driver.